Sharon Debidour

Sharon Debidour

Loan Officer

NMLS #238997 | CA BRE #1310757

(805)380-6806

sharon4loans@gmail.com

I have helped hundreds of clients achieve and sustain their dream of home ownership for the last 18 years, refinance to improve their loan terms, or acquire investment properties for cash flow and appreciation. We also do reverse mortgages for seniors who want to stay in their home with access to equity if needed and no mortgage payment. Getting a mortgage Pre-approval letter prior to looking for a new home with an agent is an essential first step in the home buying process. Getting preapproved is a free, quick and easy process. Besides providing the home buyer with an idea of their monthly payments, down payment requirements and loan program terms to budget for, a Pre-Approval Letter gives the seller and agents involved a better sense of security and confidence that the purchase contract will be able to close on time. The Pre-Approval Letter is issued by a loan officer after credit, income and assets and some of the other initial borrower documents have been previewed. The Pre-Approval Letter is basically a loan officer’s written communication that the borrower fits within a particular loan program’s guidelines. With Preapproval Letter in hand Borrowers can proceed to find their dream home with confidence!